FAQs
Common Questions About Poppa Loans
Am I eligible to apply for an installment loan?
If you are looking for a personal loan that offers a longer timeframe for repayment, an installment loan could be an ideal solution. At Poppa, everyone is welcome to apply.
Are there any fees associated with the application process?
No, there are no fees required to submit an application for a loan at Poppa.
Will my credit score be impacted if I apply?
Submitting an application for an installment loan at ACE will not affect your FICO® Score.† However, be aware that it may influence your broader credit profile with certain non-traditional consumer reporting agencies.
How is the loan repayment schedule determined?
Payments for installment loans are generally set to coincide with your pay dates. For example, if you receive a paycheck every two weeks, your payments will typically be due every two weeks on those days. The total number of payments and the overall duration of the loan are determined by how frequently you are paid. You will receive specific details regarding your payment amounts and due dates upon approval of your application.
What are the costs for interest and fees on an online installment loan?
All loan agreements provide clear, upfront disclosures of all fees, ensuring you know the total amount to be repaid before you commit to signing. Because interest rates and fees are subject to state regulations, please select your state below to view the specific fee schedules for various loan amounts.
Can I still qualify if I have a poor credit history?
Poppa evaluates a variety of factors when determining your ability to repay a personal loan. We encourage anyone interested to apply.