Find relief with Poppa Loans:
Your path to financial freedom.
Easy Discreet Job Verification
2 Minute Online Application
Direct Deposit
* Your Money in minutes
Your funds received in record time to these banks
* 32% APR, Repay in 91 -120 days+ more time if needed. Non-qualifiers may need a surety to comply, amounts listed on contract.
Apply Online for an installment loan and Qualify quickly!
How to apply for a
loan with us?
Click Apply
Make a profile (be sure to be employed) and use Flinks to indicate what account you want your funds sent to.
Verify your identity
Your account will be approved by our team'
Congratulations
Your loan was approved' You will receive a simple form for you to approve.
Receive the funds
Receive your funds as fast as minutes after approval.
Get money sent to you for all these:
Home Repairs
Vehicle Repairs
Unforeseen
Circumstances
Vacations
Special Events
Family Care
Essentials
Food
Once in a lifetime
opportunities
It only takes 2 minutes to fill out your request.
Low APR Rates
Repayment in 3-4 months or more interest rates up to 2.65% per month.
Surety required if beacon score below 700.
Poppa Loans is available in the following provinces:
- Alberta. AB
- British Columbia, BC
- New Brunswick. NB
- Newfoundland and Labrador, NL
- Northwest Territories, NT
- Prince Edward Island, PEI
- Ontario, ON
Apply and qualify for a installment loan online.
- Poppa Loans do not require any collateral, instead you get a surety that gives the lender confidence that you will repay
- Poppa Loans can be approved and delivered within 1 hour with express delivery.
- Poppa Loans can be paid off as fast as you want, or we can extend payment terms with no impact on your credit score.
- Poppa Loansis the last step you need to take before prime lenders will give you low interest auto, home, travel etc. loans.
- Unlike PAYDAY LOANS, Poppa Loans can be paid back over 3-4 months or more - if your situation requires it.
Frequently Asked Questions
How does one become eligible?
- 18 years of age or older
- Citizens of Canada
- At least three months in a steady job
- The ratio of short-term debt is low.
- Must not be under an undischarged bankruptcy or plan to do so
- The minimum monthly income is $1,800
- Direct deposits should be made into your Canadian bank account for at least three months.
What's the interest rate on your loan?
Instant banking verification (IBV): What is it?
Under what circumstances could my application be refused?
- An unstable employment situation.
- Bankruptcy that has not been discharged “or have just started the repayments”.
- Information provided Online is incorrect
- Your account has multiple insufficient funds or other charges.
- Poor liquidity ratio to “Low cash flow availability”.
- Plus other fees and processing charges after (26% a year).
* This list is not exhaustive, and our evaluation department may reject your loan request for other reasons as well
How does it work when I fail to make a payment?
Debt will be sent to collections if it is unpaid. If it is not paid, the interest rate is 2.17% a month (26% a year).
What is the cancellation deadline for the loan?
You must pay your loan back within 48 business hours. either by pre-authorized debit or by Interac transfer. The loan will be canceled once we receive the full payment.
| AMOUNT | REPAYMENT AMOUNT |
FREQUENCY | TERM | NOMINAL RATE | COST/DEBIT | NO. OF PAYMENTS |
|---|---|---|---|---|---|---|
| $350 | $89.50 | BI-WEEKLY | 3 MONTHS | 16.06% | $1 | 6+/- |
| REPAY & SAVE EARLY? | GUARANTOR FEE | TOTAL | EFFECTIVE CREDIT RATE | |||
| YES | $175 | $525.46 | 31.99% | |||
| AMOUNT | REPAYMENT AMOUNT |
FREQUENCY | TERM | NOMINAL RATE | COST/DEBIT | NO. OF PAYMENTS |
|---|---|---|---|---|---|---|
| $500 | $129.05 | BI-WEEKLY | 3 MONTHS | 16.63% | $1 | 6+/- |
| REPAY & SAVE EARLY? | GUARANTOR FEE | TOTAL | EFFECTIVE CREDIT RATE | |||
| YES | $250 | $753.64 | 31.99% | |||
| AMOUNT | REPAYMENT AMOUNT |
FREQUENCY | TERM | NOMINAL RATE | COST/DEBIT | NO. OF PAYMENTS |
|---|---|---|---|---|---|---|
| $750 | $145.51 | BI-WEEKLY | 4 MONTHS | 16.06% | $1 | 8+/- |
| REPAY & SAVE EARLY? | GUARANTOR FEE | TOTAL | EFFECTIVE CREDIT RATE | |||
| YES | $375 | $1125 | 28.56% | |||
Get the best rates
in Canada!
Don't waste anymore time, get your cash now.
Annual percentage rate (APR):
The APR on the amount borrowed from the lender is always below 32% with each transaction fee of $1.00. For example, a loan of $ 500 including 3rd party surety fees or a bond (in the event you need A surety or bond) and interest will result in a reimbursement of about $ 774.
Renewals:
Our loyal customers can renew after a grace period to give them time to complete a previous loan before the beginning of payment cycles of their new loan.
Rapid Reimbursements:
Pay off your loan over a period of 91 to 120 days depending on your payroll frequency. You can repay your loan more quickly by making higher payments. You will save on interest.
Responsible Collections:
All attempts to recover any portion of the Net Capital Balance or any additional costs permitted in law will be done in accordance with the laws of Alberta, including the Consumer Protection Act and all associated regulations, including the Collection and Debt Repayment Practices Regulation.
Repay in 91-120 days or more:
Responsible Loan Policy:
We accept loan applications 24 hours a day, seven days a week. If your application is approved and you sign your contract by 11:30 a.m. MST, your loan can be instantly deposited the same day for
free. Instant delivery of funds is available too.
Live Support:
Missed payments and credit rating:
Borrow Responsibly:
Headquarters Located At:
This big building here in Edmonton