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Installment Loans

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FAQs
Installment Loans

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Applying will not affect your FICO® Score.
Poppa Loans Inc. is a Texas Credit Services Organization (CSO) and Credit Access Business (CAB), NMLS #2842249. Poppa Loans Inc. is not a lender and does not make credit decisions or fund loans. Loans are originated and funded by an unaffiliated third-party lender, including Barr Funding, subject to lender approval.
All loans are subject to eligibility requirements, underwriting review, and applicable law. Not all applicants will qualify. Loan amounts, fees, and terms vary based on lender criteria and applicant qualifications.
Funding times are not guaranteed and may vary based on lender approval, verification requirements, banking processes, weekends, and holidays.
Customers experiencing financial difficulties should consider credit counselling.

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† Applying through Poppa Loans Inc. will not affect your FICO® Score. As part of the application process, we may obtain information from consumer reporting agencies, identity verification providers, and other third-party sources. Any resulting inquiry may be reflected in records maintained by those providers but will not impact your FICO® Score.

1. All loan requests are subject to approval by the participating lender and applicable underwriting requirements. Not all applicants will qualify, and approval is not guaranteed. Loan amounts, rates, fees, and repayment terms may vary based on lender criteria and applicant qualifications. Terms and conditions apply.

2. Installment loans provide borrowers with the ability to repay a loan over time through scheduled payments rather than a single lump-sum payment. Depending on the loan amount, repayment term, and applicable fees, the total amount repaid over the life of an installment loan may exceed the original amount borrowed.

3. If you are approved for expedited funding and select that option, loan proceeds may be available as soon as 30 minutes after approval and verification. Funding may take up to one business day or longer depending on lender processing, verification requirements, banking procedures, weekends, holidays, and your financial institution.

4. If approved, loan proceeds are generally deposited according to the lender’s funding schedule and your financial institution’s processing times. Funding may be delayed due to verification requirements, weekends, federal holidays, or other banking delays. Availability of funds is not guaranteed and may vary by lender and financial institution.

Credit and credit services decisions may be based, in whole or in part, on information obtained from consumer reporting agencies, identity verification providers, and other third-party sources. Any resulting inquiry may be reflected in records maintained by those providers but will not affect your FICO® Score.

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